If you’re living on a tight budget this year, then the knowledge that Christmas is just around the corner might be filling you with dread rather than joy and festivities. However, the good news is that you don’t have to rack up massive amounts of debt or leave yourself with barely enough money to afford food to enjoy a great Christmas this year. We’ve rounded up some of our top tips for tightening the purse strings this Christmas and enjoying the festivities, even if you don’t have much to spend.
Tip #1. Hunt for Deals and Bargains
When it comes to the holiday season, Christmas gift shopping is by far one of the most expensive factors to take into consideration. Bear in mind that the earlier you start with your Christmas shopping, the easier it’ll be to spread the cost – so if you haven’t started yet, doing so as soon as possible will certainly make the experience an easier one for you. Shopping online is a great way of finding deals that you wouldn’t get in-store, and don’t forget that you can also use discount sites and blogs such as Frugal Fabulous Finds to keep up to date with the latest bargains and money-saving ideas.
Tip #2. Clip Coupons
Coupons are everywhere these days, and you certainly shouldn’t feel ashamed of taking advantage of them! Before you head out to buy your Christmas gifts, your festive grocery shop or even a slinky new dress for your work Christmas party, don’t forget to check and see if you’ll be eligible for any discounts. For example, many grocery stores offer loyalty schemes where you can collect coupons to put towards your next shop, which can help with the cost of Christmas food shopping. Or, if you are a student, for example, then don’t forget to ask if there are any student discounts available. You can also find several printable coupon sites for groceries and more.
Tip #3. Get Out on Black Friday
With Black Friday just around the corner on the 24th November this year, it’s a great opportunity for anybody who’s hoping to do Christmas on a budget to save some money on making their loved ones smile. Black Friday isn’t all about expensive technology items; in fact, even if you’re budgeting very low for Christmas gifts this year, you can still find cheaper items such as toys and games, cosmetics and fragrances, and even fashion items at cut prices on this day. If you prefer online shopping, then Cyber Monday is the best day for this with many huge online retailers such as Amazon set to be offering some amazing deals on every kind of product imaginable.
Facing Christmas on a small budget is never an easy task, but it’s certainly not impossible to do so! Having a clear budget in mind for how much you can afford to spend and taking the time to search for the best deals and discounts will ensure that you enjoy the festive season in style without overspending.